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Buying | Preparing for a 2021 Home Purchase Blog

Saturday, April 10, 2021   /   by Soraya Joud

Looking for New Construction? Here's What to Keep in Mind

Among the many unexpected effects of the COVID-19 pandemic has been an unprecedented level of demand from homebuyers coupled with severe inventory shortages in markets all over the country. In order to overcome this ongoing challenge, many buyers are turning to new construction as a way to find the home they want in the location of their choice.
Before you jump into buying a newly constructed home, it’s important to understand the process and determine how to navigate it successfully. Here you will find the ten best tips for making sure that your new home purchase provides everything you’re hoping for while staying on time and on budget.

1. Determine your priorities at the start
It’s important for you to decide why you’re looking for new construction. Are you simply trying to overcome low inventory in your chosen market? Are you more interested in the personalization opportunities available with new construction? Is your budget the most important co ...

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Sunday, February 21, 2021   /   by Soraya Joud

Buying a Second Home

For many people, owning a home is a lifelong dream. For others, owning a second home can be just as important. There are a variety of reasons people have for purchasing a second home—as a family getaway, as a transition into retirement, or as an investment property for added financial security. Whatever your reasons, it’s important to understand a bit about the process as you begin your search.



Financing a second home
In many ways, financing for your second home works the same as financing for your primary home. Homeowners can have up to four homes financed through conventional mortgages, so you may want to reach out to your current lender in order to see what options they have available. In some cases, you have to provide a larger down payment for a second property, and your lender may also require a somewhat higher credit score.
If you have a great deal of equity in your current home, you may be able to tap into it through a home equity loan or a home equity li ...

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  buying