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Soraya Joud | Preparing for a 2021 Home Purchase Blog

Saturday, April 10, 2021   /   by Soraya Joud

Looking for New Construction? Here's What to Keep in Mind

Among the many unexpected effects of the COVID-19 pandemic has been an unprecedented level of demand from homebuyers coupled with severe inventory shortages in markets all over the country. In order to overcome this ongoing challenge, many buyers are turning to new construction as a way to find the home they want in the location of their choice.
Before you jump into buying a newly constructed home, it’s important to understand the process and determine how to navigate it successfully. Here you will find the ten best tips for making sure that your new home purchase provides everything you’re hoping for while staying on time and on budget.

1. Determine your priorities at the start
It’s important for you to decide why you’re looking for new construction. Are you simply trying to overcome low inventory in your chosen market? Are you more interested in the personalization opportunities available with new construction? Is your budget the most important co ...

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  buying

Tuesday, March 23, 2021   /   by Soraya Joud

Upgrade Your Home for Little Money

For many, the thought of home improvements can bring about worry. Between costly and lengthy projects, updates can often seem like they’re not worth the hassle. But not to fear! These relatively easy home upgrades are cost effective and can also increase the overall value of your home—a definite win-win!







Paint the kitchen cabinetsNew cabinets are costly. But a few coats of paint can transform both your cabinets and the kitchen itself for less than half of the cost. Simply remove the doors and hardware, sand, and paint a color of your choice.







Replace hardwareWeathered cabinet handles can drastically age your home. Swap out the hardware in the kitchen and bathroom for modern knobs and handles. Your local hardware store will have a variety to select from.







Update light switch platesDid you know that you can replace a light switch plate for less than one dollar? You can even take it one step further by painting them the same color ae ...

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  listings

Wednesday, March 17, 2021   /   by Soraya Joud

Design Trends for 2021

Now is the time to start thinking about how you want to update your space in 2021. If you’re wondering how the design trends are looking this year, here is a great place to start!
Less Is More
After Marie Kondo took over last year, there is no surprise that the idea of ‘less is more’ is trending in the decor space. Take the time to check each space in your home and ensure your decor is intentional. Make sure all of your belongings have a place and that they all serve a purpose.
Scandinavian and Japanese style
Both cultures celebrate minimalism while also encouraging functionality. With white shades dominating spaces in this style, you will also find natural woods and materials in large spaces that are open and bright. 
Personalization
One of the most marked trends in interior design is focused on the personalization of your space. Take into account what you already love when creating spaces in your home without worrying about what others consider stylish or ...

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  listings

Sunday, February 21, 2021   /   by Soraya Joud

Buying a Second Home

For many people, owning a home is a lifelong dream. For others, owning a second home can be just as important. There are a variety of reasons people have for purchasing a second home—as a family getaway, as a transition into retirement, or as an investment property for added financial security. Whatever your reasons, it’s important to understand a bit about the process as you begin your search.



Financing a second home
In many ways, financing for your second home works the same as financing for your primary home. Homeowners can have up to four homes financed through conventional mortgages, so you may want to reach out to your current lender in order to see what options they have available. In some cases, you have to provide a larger down payment for a second property, and your lender may also require a somewhat higher credit score.
If you have a great deal of equity in your current home, you may be able to tap into it through a home equity loan or a home equity li ...

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  buying

Tuesday, January 19, 2021   /   by Soraya Joud

What to Expect from the Closing Process

When you watch a show on HGTV where an eager young couple is looking for a home, it usually ends when the offer is accepted. In real life, however, that is only the beginning of the story. The closing or escrow process has its own rules and challenges. By being prepared for each step of the process, you’ll be able to stay calm, cool, and collected—even if the unexpected occurs.
Generally, the closing process takes anywhere from 30­–­60 days. In the case of a cash transaction, it may take less time to close, since much of the timeline is built around a loan approval. By contrast, in the case of a sale with a home sale or purchase contingency, the closing process can take quite a bit longer.
Most escrow periods will include the following steps, though there may be some variability based on market conditions and the type of mortgage for which you are applying.



Home Inspection
One of the first things that will happen after your offer is accepted is the ...

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  listings, closings, sold